- Aetna
- Aetna Better Health of Maryland Medicaid Program
- Aetna Medicare
- Amerigroup/Wellpoint
- Automobile Accidents
- Beech Street
- Carefirst
- BCBS
- Blue Choice
- NCAS
- Maryland Health Insurance Plan
- State & Federal plans
- Community Plan
- Cigna
- Cigna Healthspring
- Coventry
- First Health
- HealthAmerica
- Altius
- Mail Handlers
- Department of Labor
- Humana
- Choice Care
- John Hopkins Health Care
- E.H.P
- Johns Hopkins Advantage (out of network)
- Priority Partners
- Litigation
- Maryland Physicians Care
- Medicaid
- Medicare
- Multiplan/PHCS
- Celtic
- BCE Emergis
- Kaiser (if PHCS or Multiplan symbol is present)
- Tricare
- United Health Care
- Choice and Choice Plus
- Community Plan
- GEHA
- MAMSI
- MDIPA
- Options PPO
- Optimum Choice
- Select and Select Plus
- University of Maryland Health Advantage
- University of Maryland Health Partners
- Wellpoint
- Workman’s Compensation
- Payment Out-of-Pocket for Physical Therapy Services If you do not have health insurance, we accept payment out-of-pocket. Payment is due at the time of service. We offer a prompt payment discount at the following rates:
- Physical Therapy Initial Evaluation- $120
- Physical Therapy Treatment Session- $95
**If you are interested in virtual physical therapy, Medicare, Medicaid and all MCO plans cover virtual physical therapy at this time. For all other insurances, please contact your insurance to confirm your telehealth benefit coverage as plans might differ from in-person physical therapy coverage. If you are unsure, we have someone on staff that can help verify your insurance benefits as well. Please contact HPT to learn more about your coverage.**
**Harbor Physical Therapy accepts cash, check, and all major credit cards.**
**If your insurance is not on this list, please call Harbor Physical Therapy to verify coverage**