**If you are interested in virtual physical therapy, most insurances are covering it but your benefits might differ from in-person physical therapy. Please contact HPT to learn more about your coverage.**
- Aetna
- Aetna Better Health of Maryland Medicaid Program
- Aetna Medicare
- Amerigroup
- Automobile Accidents
- Beech Street
- Carefirst
- BCBS
- Blue Choice
- NCAS
- Maryland Health Insurance Plan
- State & Federal plans
- Community Plan
- Cigna
- Cigna Healthspring
- Coventry
- First Health
- HealthAmerica
- Altius
- Mail Handlers
- Department of Labor
- Humana
- Choice Care
- John Hopkins Health Care
- E.H.P
- Johns Hopkins Advantage (out of network)
- Priority Partners
- Litigation
- Maryland Physicians Care
- Medicaid
- Medicare
- Multiplan/PHCS
- Celtic
- BCE Emergis
- Kaiser (if PHCS or Multiplan symbol is present)
- Tricare
- United Health Care
- Choice and Choice Plus
- Community Plan
- GEHA
- MAMSI
- MDIPA
- Options PPO
- Optimum Choice
- Select and Select Plus
- University of Maryland Health Advantage
- University of Maryland Health Partners
- Workman’s Compensation
- Payment Out-of-Pocket for Physical Therapy Services If you do not have health insurance, we accept payment out-of-pocket. Payment is due at the time of service. We offer a prompt payment discount at the following rates:
- Physical Therapy Initial Evaluation- $120
- Physical Therapy Treatment Session- $95
**Harbor Physical Therapy accepts cash, check, and all major credit cards.**
**If your insurance is not on this list, please call Harbor Physical Therapy to verify coverage**